How to Deposit and Withdraw Money Without a Card at an ATM

ATMs have made banking more convenient for everyone. However, what happens if you forget your card or lose it? You may think that you can’t withdraw money from an ATM without a card, but that’s not true. With a few simple steps, you can easily withdraw or deposit money at an ATM without a card. Here are some ways to do it.

Depositing Money without a Card at an ATM

If you want to deposit money at an ATM without a card, the process is quite simple. First, locate an ATM that accepts deposits without a card. Some ATMs may require you to have a bank account with them or with their partner banks.

Once you’ve found the right ATM, follow these steps:

1. Enter your phone number and select your language
2. Choose the “Deposit” option
3. Enter the amount you wish to deposit
4. Confirm the amount and select “Deposit”
5. Take the cash you want to deposit and insert it into the ATM’s cash deposit slot
6. Wait for the machine to count the money and confirm the amount
7. Once the machine confirms the amount, your deposit will be credited to your account

Withdrawing Money without a Card at an ATM

If you need to withdraw money from an ATM but don’t have your card, you can still do it. Some banks allow you to withdraw money without a card by using their mobile app. Here’s how:

1. Open your bank’s mobile app
2. Choose the “Cardless ATM” option
3. Enter the amount you want to withdraw and select the account
4. The app will generate a code that you can use to withdraw money at the ATM
5. Go to the nearest ATM that accepts cardless transactions
6. Select the “Cardless ATM” option and enter the code provided by the app
7. Follow the instructions on the screen to withdraw your money

List of Banks that Allow Cash Withdrawal and Deposit Without a Card at their ATMs

H3: Introduction Are you in a situation where you urgently need to withdraw or deposit cash, but you forgot your ATM card at home or misplaced it? Don’t worry, you can still withdraw or deposit cash without a card at select ATMs of some banks. This facility can be very helpful in emergency situations when you are stranded without your card.

List of Banks

Here’s a list of some banks that offer this facility:

1. Commonwealth Bank: Customers can withdraw cash without a card by using the CommBank app and selecting ‘Cardless Cash’ from the menu.
2. Westpac: Customers can withdraw cash without a card by using the Westpac app and selecting ‘Get Cash’ from the menu.
3. ANZ: Customers can withdraw cash without a card by using the ANZ app and selecting ‘ANZ Mobile Pay’ from the menu.
4. NAB: Customers can withdraw cash without a card by using the NAB app and selecting ‘NAB Cardless ATM’ from the menu.
5. Bank of Melbourne: Customers can withdraw cash without a card by using the Bank of Melbourne app and selecting ‘Cardless Cash’ from the menu.

Conclusion

While it’s always a good idea to carry your ATM card with you, accidents happen. If you forget your card or lose it, don’t panic. You can still deposit or withdraw money from an ATM without a card. Just follow the simple steps outlined above, and you’ll be able to access your money in no time.

Not having your ATM card with you can be a stressful situation, especially when you urgently need cash. However, with the above-listed banks, you can still withdraw or deposit cash without a card using their mobile banking apps. Be sure to check with your bank for any fees or restrictions associated with this service.